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Can You do a Qualified Charitable Distribution from Your IRA?

Writer's picture: Derick CoffeyDerick Coffey

If your retirement affords you the opportunity to be charitable, then at your RMD age you can begin directing your RMDs to a qualified charitable organization, in the form of a Qualified Charitable Distribution. This allows you to satisfy your RMD and be charitable, all without increasing your taxable income.


This flowchart can help you determine if you can make a QCD out of your IRA.



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