The purpose of having life insurance is to cover what you need it to cover, when you need it to cover it. As you go through the purchasing process, use this checklist as a guide to determine what you should consider before you buy.
Keep in mind, the person you buy this insurance product from may receive a commission. This commission could equal the first twelve months of your premium payment. The more whole life coverage you buy, the higher the commission will be for the salesperson. Don't be sold into buying more whole life insurance than what is absolutely necessary.
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