If your financial plan calls for a Long-Term Care policy, you should certainly weigh the benefits of having one versus not. The advancements in health care have been tremendous for our life expectancy, but at some point, most of us will require some type of assistance as we get older.
The type of assistance you may require, and whether you would like that care at home or in a facility, will directly impact the type of policy you should purchase, and the amount of coverage. This checklist is a great starting point when you begin shopping for Long-Term Care insurance.